What Happens to Your Family If Something Happens to You?
Most Florida families do not know whether they are protected from probate, incapacity, nursing home costs, family conflict, or outdated planning documents until a crisis occurs. Find out where you stand in about a minute — free, and with no contact information required.
- Florida Estate Planning & Elder Law
- Medicaid Planning
- Probate & Guardianship
- Long-Term Care Asset Protection
From the Author
Read the Book on Florida Long-Term Care and Medicaid
A Family's Guide to Finding, Getting, and Paying for Good Care · 2026 Edition · by Carl B. Zacharia, J.D.
Planning for long-term care in Florida is not only about finding good care. It is about protecting the people you love, and making decisions before a health crisis becomes a financial one.
The book explains the long-term-care system in plain English: choosing the right care setting, who pays and when Medicare does not, Florida Medicaid's income and asset rules, homestead protections, powers of attorney, spend-down planning, and Qualified Income Trusts. Written for families, not for lawyers.
Inside, you will learn how to:
- Compare home care, assisted living, memory care, and nursing homes
- Understand who pays for care — and when Medicare does not
- Navigate Florida Medicaid eligibility, income limits, and asset rules
- Protect the family home and avoid common gifting mistakes
- Use the right legal and planning tools before a crisis strikes
The Family Protection Review™
A Guided Review — Not a Legal Intake
Every situation leads to the same simple idea: answer a few questions, and receive useful information and personalized findings first. You decide what happens next.
About a minute
A handful of plain-language questions. No jargon, no forms.
No contact info required
You receive your findings on the spot — before we ever ask for anything.
The report is the product
Real, personalized findings. The consultation is only a next step if you want it.
Our Planning Framework
Every Review Looks at Four Pillars
Documents are only the paperwork. Real protection comes from looking at the four places a plan actually breaks down — Assets, Income, Family, and Care Costs.
From Findings to a Plan
My Family Protection Plan™
Your review shows what to look at. The plan is how we address it — built around what your family actually needs, and nothing it doesn't.
The Path Forward
From Uncertain to Prepared
My Family Protection Report™
See where you stand
My Family Protection Plan™
Address what matters
MyLifeFolio™
Organize the details
Your Family Knows What to Do
Peace of mind
Why Families Trust Us
Guidance From an Elder Law and Estate Planning Firm That Understands Care Costs
Most firms refer the hard cases out. We handle planning, Medicaid, probate, and care-cost crises under one roof.
Beyond the Law Office
A Connected System for Planning, Care, and Crisis
Zacharia Frey PLLC leads the way. These supporting tools help families and facilities navigate long-term care with confidence.
Use of these platforms does not create an attorney-client relationship. Legal services are provided exclusively through Zacharia Frey PLLC.
Find Out What Your Family May Be Missing
A short, free review can reveal risks that otherwise stay hidden until incapacity, care costs, probate, or family conflict forces the issue. No contact information required to see your findings.